Your home, your retirement
Reverse mortgage is a goverment-insured loan program that allows homeowner age 62 and older to maintain their financial freedom.
Ameristar Reverse Mortgage is managed and staffed by the most professional and experienced reverse mortgage professionals in the business.
Our only goal to make the entire process as smooth as possible and make sure our customers are treated with the best customer service in the industry. Ameristar Reverse will make sure that you understand the entire process from beginning to end and get the treatment you deserve when obtaining a reverse mortgage.
So whether you visit our website, read our free guides, or talk with one of our Reverse Mortgage Experts, you'll get the honest answers you need to choose the right mortgage for you.Free Personal Analysis
Common reverse mortgage misconceptions
Your lender takes the title to your home
Title on a reverse mortgage is no different than any other mortgage you’re ever had – only the homeowners are on the title. When the house is sold or becomes vacant, the loan must be re-paid, but the title is never negotiable.
You need good credit for a reverse mortgage
A reverse mortgage is primarily based on your home’s equity and the borrower’s age. While credit may be a factor, Income is not.
Reverse mortgage borrowers owe more than their home is worth
All of our reverse mortgages are “non-recourse” loans which means that the borrower can never owe more than the value of the home regardless of loan balance.Learn more
Free Personal Analysis
Discover if a reverse mortgage loan is right for you. Please fill out the form to receive your free complete report with a breakdown of the costs and guidelines.
Time is running out for saving money
The mortgage insurance is going up to mandatory fee of 2.00% Upfront and 0.50% Per Annual. You can still get the previous fees and also be able to get more funds as long as you get started by October 2, 2017!