Your home, your retirement

Reverse mortgage is a goverment-insured loan program that allows homeowner age 62 and older to maintain their financial freedom.

Reverse Mortgage Options

Ameristar Reverse Mortgage offers two different loan options

HECM Fixed Rate

The HECM Fixed Rate – Allows you to draw all of your available proceeds as a lump sum at a guaranteed fixed rate.

The HECM Fixed Rate is a perfect fit for you if you are looking to pay off a big debt like a mortgage, high-interest bills or remodeling your home. If you are in need of a large lump sum of cash with a fixed rate this program is the option for you.

HECM Adjustable Rate

The HECM Adjustable Rate – Provides more flexibility in how you access your proceeds and the rate will move with the market.

The options to receive your proceeds are lump sum, monthly payments, a line of credit or a combination of the three.

View Sample Proposal
Loan benefits

Each program has it’s own unique benefits so you can choose one that best fits your situation.


See what we can do for you

If you are interested in getting more information on a reverse mortgage, complete a quick form and get ALL the information you need to make a decision.

Free Personal Analysis View Sample Proposal

Free Personal Analysis

Discover if a reverse mortgage loan is right for you. Please fill out the form to receive your free complete report with a breakdown of the costs and guidelines.

Time is running out for saving money

The mortgage insurance is going up to mandatory fee of 2.00% Upfront and 0.50% Per Annual. You can still get the previous fees and also be able to get more funds as long as you get started by October 2, 2017!

Call us: (800) 297-5760